Scroll right to view full table
| ABTA Travel Insurance | ABTA Travel Insurance Gold | ABTA Travel Insurance Platinum | |
|---|---|---|---|
| All limits are up to amounts shown | |||
| Excess | |||
| Level of excess | £99 per person (max 2) | £50 per person (max 2) | Nil |
| Cancellation & curtailment | £2,000 | £5,000 | £10,000 |
| Emergency medical expenses | £5,000,000 | £10,000,000 | £10,000,000 |
| Emergency dental treatment | £500 | £500 | £500 |
| Hospital benefit | £300 (£30 per day) | £400 (£40 per day) | £500 (£50 per day) |
| Meal expenses | £200 (£20 per day) | £250 (£25 per day) | £300 (£30 per day) |
| Disruption or delay to travel plans | |||
| Delayed arrival | £300 (£30 per 12 hours) | £400 (£40 per 6 hours) | £500 (£50 per 6 hours) |
| Missed departure | £750 | £1,000 | £1,500 |
| Travel disruption | £2,000 | £5,000 | £10,000 |
| Baggage | £1,000 | £2,000 | £3,000 |
| Single article limit | £300 | £400 | £500 |
| Total valuables | £300 | £400 | £500 |
| Personal money / Important documents | £1,000 | £1,500 | £3,000 |
| Cash | £200 | £300 | £400 |
| Legal and liability | |||
| Legal expenses | £25,000 | £25,000 | £50,000 |
| Personal liability | £5,000,000 | £5,000,000 | £5,000,000 |
| Personal accident | |||
| Death (aged 16-64) | £25,000 | £25,000 | £25,000 |
| Death (aged 15 and under or 65 and over) | £2,000 | £2,000 | £2,000 |
| Permanent total disablement or loss of limb/eye (aged up to 64) | £50,000 | £50,000 | £50,000 |
| Permanent total disablement or loss of limb/eye (aged 65 and over) | no cover | no cover | no cover |
| Cruise cover | |||
| Missed departure | £750 | £1,000 | £1,500 |
| Confined to cabin | £300 (£30 per day) | £400 (£40 per day) | £500 (£50 per day) |
| Cruise itinerary change | £300 (£100 per day) | £400 (£100 per day) | £500 (£100 per day) |
| Unused excursions | £200 | £500 | £1,000 |
| Cruise interruption | £1,000 | £1,000 | £1,500 |
| Winter sports (optional) | |||
| Ski equipment (owned) | £300 (£100 if hired) | £500 (£250 if hired) | £750 (£450 if hired) |
| Hire of ski equipment | £150 (£15 per day) | £200 (£20 per day) | £250 (£25 per day) |
| Delayed ski equipment | £75 (£15 per day) | £150 (£15 per day) | £300 (£25 per day) |
| Avalanche | £150 (£15 per day) | £300 (£20 per day) | £400 (£25 per day) |
| Piste Closure | £150 (£15 per day) | £200 (£20 per day) | £250 (£25 per day) |
Buying travel insurance when you have an existing medical condition(s) is painless with ABTA. Our advanced online medical screening enables you to declare your condition(s) quickly and confidentially without having a call.
Check our tips and advice section for help planning and staying safe on holiday.
